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format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Oswald;font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/oswald-normal-0243e0.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Oswald;font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/oswald-normal-0243e0.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:"Source Sans 3";font-style:normal;font-weight:400;font-display:swap;src:url(../fonts/sourcesans3-normal-6e4bd1.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:"Source Sans 3";font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/sourcesans3-normal-6e4bd1.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:"Source Sans 3";font-style:normal;font-weight:700;font-display:swap;src:url(../fonts/sourcesans3-normal-6e4bd1.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--navy: #0b1f3a;--navy-2: #13294b;--navy-3: #1d3a66;--red: #b22234;--red-2: #8f1b29;--gold: #c9a227;--cream: #f7f3ea;--paper: #ffffff;--ink: #16202e;--muted: #5b6577;--line: #e2dccd;--fg-strong: #0b1f3a;--track: #ece6d8;--radius: 14px;--shadow: 0 10px 30px rgba(11, 31, 58, .12);--max: 1180px;--font-head: "Oswald", "Arial Narrow", Arial, sans-serif;--font-body: "Source Sans 3", "Segoe UI", Arial, sans-serif;--font-serif: "Merriweather", Georgia, serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font-body);font-size:18px;line-height:1.6;color:var(--ink);background:var(--cream);-webkit-font-smoothing:antialiased}img,svg{max-width:100%}a{color:var(--red)}a:hover{color:var(--red-2)}h1,h2,h3,h4{font-family:var(--font-head);text-transform:uppercase;letter-spacing:.02em;line-height:1.1;margin:0 0 .5em;color:var(--fg-strong)}h1{font-size:clamp(2.4rem,6vw,4.6rem)}h2{font-size:clamp(1.8rem,4vw,2.8rem)}h3{font-size:1.35rem}p{margin:0 0 1em}.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 20px}.section{padding:80px 0}.section.tight{padding:50px 0}.section.navy{background:var(--navy);color:#e8edf5}.section.navy h2,.section.navy h3{color:#fff}.section.white{background:var(--paper)}.kicker{display:inline-block;font-family:var(--font-head);font-size:.85rem;letter-spacing:.18em;text-transform:uppercase;color:var(--red);margin-bottom:.8em}.section.navy .kicker{color:var(--gold)}.lead{font-size:1.25rem;color:var(--muted);max-width:760px}.section.navy .lead{color:#b9c4d6}.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}#progress{position:fixed;top:0;left:0;height:4px;width:0;background:linear-gradient(90deg,var(--red),var(--gold));z-index:200;transition:width .1s linear}.topbar{background:var(--red);color:#fff;font-size:.85rem;text-align:center;padding:6px 12px;font-family:var(--font-head);letter-spacing:.12em;text-transform:uppercase}.site-header{position:sticky;top:0;z-index:100;background:#0b1f3af7;backdrop-filter:blur(6px);border-bottom:3px solid var(--red)}.nav{display:flex;align-items:center;justify-content:space-between;height:70px}.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-family:var(--font-head);font-size:1.45rem;letter-spacing:.08em;text-transform:uppercase}.brand:hover{color:#fff}.brand-mark{width:38px;height:38px}.brand span{white-space:nowrap}.brand span b{color:#ff5f6d}.nav-links{display:flex;gap:4px;list-style:none;margin:0;padding:0}.nav-links a{display:block;padding:10px 11px;border-radius:8px;color:#d6deea;text-decoration:none;font-family:var(--font-head);text-transform:uppercase;letter-spacing:.08em;font-size:.95rem}.nav-links a:hover{color:#fff;background:#ffffff14}.nav-links a.active{color:#fff;background:var(--red)}.nav-toggle{display:none;background:none;border:0;color:#fff;cursor:pointer;padding:8px}.nav-toggle svg{width:30px;height:30px}@media(max-width:1100px){.nav-toggle{display:block}.nav-links{position:absolute;top:70px;left:0;right:0;flex-direction:column;gap:0;background:var(--navy);border-bottom:3px solid var(--red);max-height:0;overflow:hidden;transition:max-height .3s ease}.nav-links{visibility:hidden;transition:max-height .3s ease,visibility 0s linear .3s}.nav-links.open{max-height:560px;visibility:visible;transition:max-height .3s ease}.nav-links a{padding:16px 24px;border-radius:0;border-top:1px solid rgba(255,255,255,.06)}}.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 26px;border-radius:999px;border:2px solid transparent;font-family:var(--font-head);text-transform:uppercase;letter-spacing:.1em;font-size:1rem;text-decoration:none;cursor:pointer;transition:transform .15s ease,background .2s ease}.btn:hover{transform:translateY(-2px)}.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red-2);color:#fff}.btn-outline{border-color:currentColor;color:#fff;background:transparent}.btn-outline:hover{background:#ffffff1a;color:#fff}.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-3);color:#fff}.btn-ghost{border-color:var(--navy);color:var(--fg-strong);background:transparent}.btn-ghost:hover{background:var(--navy);color:#fff}.btn-row{display:flex;gap:14px;flex-wrap:wrap}.hero{position:relative;overflow:hidden;background:linear-gradient(115deg,#0b1f3af7,#0b1f3ae6 55%,#b22234d9),repeating-linear-gradient(0deg,var(--navy) 0 40px,var(--navy-2) 40px 80px);color:#fff;padding:110px 0 90px}.hero:after{content:"";position:absolute;right:-120px;top:-80px;width:520px;height:520px;background:radial-gradient(circle,rgba(255,255,255,.08) 2px,transparent 3px) 0 0/28px 28px;transform:rotate(12deg);pointer-events:none}.hero h1{color:#fff}.hero h1 em{font-style:normal;color:var(--gold)}.hero .lead{color:#c6d0e0;font-size:1.35rem}.hero-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:50px;align-items:center;position:relative;z-index:1}@media(max-width:900px){.hero-grid{grid-template-columns:1fr}.hero{padding:70px 0 60px}}.page-hero{background:var(--navy);color:#fff;padding:80px 0 60px;position:relative;overflow:hidden}.page-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(120deg,transparent 60%,rgba(178,34,52,.55))}.page-hero .container{position:relative}.page-hero h1{color:#fff}.page-hero .lead{color:#c6d0e0}.page-hero .kicker{color:var(--gold)}.toc{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}.toc a{color:#fff;text-decoration:none;font-size:.9rem;padding:8px 14px;border-radius:999px;border:1px solid rgba(255,255,255,.25);font-family:var(--font-head);letter-spacing:.08em;text-transform:uppercase}.toc a:hover{background:#ffffff1f;color:#fff}.ticker-card{background:#00000059;border:1px solid rgba(255,255,255,.15);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}.ticker-label{font-family:var(--font-head);letter-spacing:.16em;text-transform:uppercase;color:var(--gold);font-size:.9rem}.ticker-value{font-family:var(--font-head);font-size:clamp(1.5rem,3.3vw,2.5rem);color:#fff;white-space:nowrap;font-variant-numeric:tabular-nums;letter-spacing:0;margin:6px 0 12px}.ticker-sub{display:grid;grid-template-columns:1fr 1fr;gap:12px}.ticker-sub div{background:#ffffff0f;border-radius:10px;padding:12px}.ticker-sub b{display:block;font-family:var(--font-head);font-size:1.3rem;color:#fff;font-variant-numeric:tabular-nums}.ticker-sub small,.ticker-note{color:#9fb0c8;font-size:.8rem}.ticker-note{margin-top:12px;display:block}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}@media(max-width:900px){.stats{grid-template-columns:repeat(2,1fr)}}@media(max-width:480px){.stats{grid-template-columns:1fr}}.stat{background:var(--paper);border-radius:var(--radius);padding:26px 22px;border-top:5px solid var(--red);box-shadow:var(--shadow)}.stat .num{font-family:var(--font-head);font-size:2.5rem;color:var(--fg-strong);line-height:1;font-variant-numeric:tabular-nums}.stat .label{margin-top:10px;color:var(--muted);font-size:.98rem;line-height:1.4}.stat .src{display:block;margin-top:10px;font-size:.75rem;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}.section.navy .stat{background:var(--navy-2)}.section.navy .stat .num{color:#fff}.section.navy .stat .label{color:#b9c4d6}.grid{display:grid;gap:24px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}@media(max-width:960px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}}@media(max-width:640px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}.card{background:var(--paper);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);border:1px solid var(--line)}.card h3{margin-bottom:.4em}.issue-card{display:flex;flex-direction:column;text-decoration:none;color:var(--ink);transition:transform .2s ease,box-shadow .2s ease;position:relative;overflow:hidden}.issue-card:before{content:"";position:absolute;left:0;top:0;height:5px;width:100%;background:linear-gradient(90deg,var(--red),var(--navy))}.issue-card:hover{transform:translateY(-6px);box-shadow:0 18px 40px #0b1f3a33;color:var(--ink)}.issue-card .icon{width:54px;height:54px;border-radius:12px;background:var(--navy);color:#fff;display:grid;place-items:center;margin-bottom:18px}.issue-card .icon svg{width:28px;height:28px}.issue-card p{color:var(--muted);flex:1}.issue-card .more{font-family:var(--font-head);letter-spacing:.1em;text-transform:uppercase;color:var(--red);font-size:.9rem}.split{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}.split.wide-left{grid-template-columns:1.2fr 1fr}@media(max-width:900px){.split,.split.wide-left{grid-template-columns:1fr;gap:30px}}.quote-banner{background:var(--red);color:#fff;padding:70px 0;position:relative;overflow:hidden}.quote-banner:before{content:"\201c";position:absolute;left:4%;top:-40px;font-size:18rem;line-height:1;font-family:var(--font-serif);color:#ffffff1f}.quote-banner blockquote{margin:0 auto;max-width:900px;text-align:center;font-family:var(--font-serif);font-size:clamp(1.3rem,2.6vw,1.9rem);line-height:1.5;position:relative}.quote-banner cite{display:block;margin-top:22px;font-style:normal;font-family:var(--font-head);letter-spacing:.14em;text-transform:uppercase;font-size:.95rem;color:#ffd9de}.rotator{display:grid;position:relative}.rotator .slide{grid-area:1 / 1;opacity:0;visibility:hidden;transition:opacity .6s ease,visibility 0s linear .6s;display:flex;align-items:center;justify-content:center}.rotator .slide.on{opacity:1;visibility:visible;transition:opacity .6s ease}.dots .rot-pause{width:auto;height:auto;border-radius:999px;background:#ffffff2e;color:#fff;padding:2px 12px;font-size:.75rem;font-family:var(--font-head);letter-spacing:.1em;text-transform:uppercase;margin-left:8px}.dots{display:flex;justify-content:center;gap:10px;margin-top:26px;position:relative}.dots button{width:24px;height:24px;border-radius:50%;border:0;background:transparent;cursor:pointer;padding:0;display:grid;place-items:center}.dots button:before{content:"";width:12px;height:12px;border-radius:50%;background:#fff6;transition:transform .2s,background .2s}.dots button.rot-pause:before{content:none}.dots button.on:before{background:#fff;transform:scale(1.25)}.dots button:hover:before{background:#ffffffbf}.message{border-left:6px solid var(--red);background:var(--paper);padding:22px 26px;border-radius:0 var(--radius) var(--radius) 0;box-shadow:var(--shadow);font-family:var(--font-serif);font-size:1.1rem;margin:30px 0}.message cite{display:block;font-family:var(--font-head);font-style:normal;text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;color:var(--muted);margin-top:10px}.chart-card{background:var(--paper);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow);border:1px solid var(--line)}.chart-card h3,.chart-title{font-family:var(--font-head);font-weight:600;text-transform:uppercase;letter-spacing:.02em;color:var(--fg-strong);font-size:1.15rem;line-height:1.25;margin:0 0 12px}.chart-card .note{font-size:.8rem;color:var(--muted);margin:10px 0 0}.chart{position:relative;width:100%}.chart svg{display:block;width:100%;height:auto;overflow:visible}.chart .bar{fill:var(--navy-3);transition:fill .2s ease;cursor:pointer}.chart .bar.hl{fill:var(--red)}.chart .bar:hover{fill:var(--gold)}.chart .axis{stroke:#cfc8b8;stroke-width:1}.chart .grid-line{stroke:#ece6d8;stroke-width:1}.chart text{font-family:var(--font-body);font-size:12px;fill:var(--muted)}.chart .val{font-family:var(--font-head);font-size:13px;fill:var(--fg-strong)}.chart-tip{position:absolute;pointer-events:none;background:var(--navy);color:#fff;padding:6px 10px;border-radius:6px;font-size:.85rem;white-space:nowrap;transform:translate(-50%,-110%);opacity:0;transition:opacity .15s}.chart-tip.on{opacity:1}.flip{perspective:1200px;cursor:pointer}.flip-inner{position:relative;display:grid;width:100%;height:100%;min-height:260px;transition:transform .6s;transform-style:preserve-3d}.flip.flipped .flip-inner{transform:rotateY(180deg)}.flip-face{position:absolute;inset:0;backface-visibility:hidden;-webkit-backface-visibility:hidden;border-radius:var(--radius);padding:26px;display:flex;flex-direction:column;box-shadow:var(--shadow)}.flip-front{background:var(--paper);border:1px solid var(--line)}.flip-back{background:var(--navy);color:#e8edf5;transform:rotateY(180deg);overflow:auto}.flip-tag{font-family:var(--font-head);letter-spacing:.14em;text-transform:uppercase;font-size:.8rem;margin-bottom:12px}.flip-front .flip-tag{color:var(--red)}.flip-back .flip-tag{color:var(--gold)}.flip-front p{font-family:var(--font-serif);font-size:1.1rem;flex:1}.flip-back p{font-size:.98rem}.flip-hint{font-size:.8rem;color:var(--muted);text-transform:uppercase;letter-spacing:.1em}.plan{counter-reset:plan;list-style:none;padding:0;margin:0;display:grid;gap:18px}.plan li{counter-increment:plan;position:relative;background:var(--paper);border-radius:var(--radius);padding:22px 24px 22px 86px;box-shadow:var(--shadow);border:1px solid var(--line)}.plan li:before{content:counter(plan,decimal-leading-zero);position:absolute;left:22px;top:20px;font-family:var(--font-head);font-size:2rem;color:var(--red);line-height:1}.plan li h3{font-size:1.15rem;margin-bottom:.3em}.plan li p{margin:0;color:var(--muted)}.section.navy .plan li{background:var(--navy-2);border-color:#ffffff14}.section.navy .plan li p{color:#b9c4d6}.timeline{position:relative;padding-left:34px}.timeline:before{content:"";position:absolute;left:10px;top:6px;bottom:6px;width:3px;background:linear-gradient(var(--red),var(--navy));border-radius:3px}.timeline details{position:relative;background:var(--paper);border-radius:var(--radius);margin-bottom:14px;box-shadow:var(--shadow);border:1px solid var(--line)}.timeline details:before{content:"";position:absolute;left:-31px;top:22px;width:15px;height:15px;border-radius:50%;background:var(--paper);border:3px solid var(--red)}.timeline details[open]:before{background:var(--red)}.timeline summary{cursor:pointer;list-style:none;padding:18px 22px;display:flex;gap:16px;align-items:baseline}.timeline summary::-webkit-details-marker{display:none}.timeline summary .yr{font-family:var(--font-head);color:var(--red);font-size:1.2rem;min-width:92px}@media(max-width:560px){.timeline summary{flex-wrap:wrap;gap:2px 12px}.timeline summary .yr{min-width:0;width:100%}.timeline summary .ttl{flex:1}}.timeline summary .ttl{font-weight:700;color:var(--fg-strong);flex:1}.timeline summary:after{content:"+";font-family:var(--font-head);font-size:1.4rem;color:var(--muted)}.timeline details[open] summary:after{content:"\2013"}.timeline .body{padding:0 22px 20px;color:var(--muted)}.timeline .body p:last-child{margin-bottom:0}.timeline .tl-src{font-size:.9rem;margin:6px 0}.faq details{background:var(--paper);border-radius:12px;margin-bottom:12px;border:1px solid var(--line)}.faq summary{cursor:pointer;padding:18px 22px;font-weight:700;color:var(--fg-strong)}.faq .body{padding:0 22px 18px;color:var(--muted)}.tabs-nav{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:24px}.tabs-nav button{border:2px solid var(--navy);background:transparent;color:var(--fg-strong);padding:10px 18px;border-radius:999px;font-family:var(--font-head);text-transform:uppercase;letter-spacing:.08em;cursor:pointer;font-size:.9rem}.tabs-nav button.on{background:var(--navy);color:#fff}.tab-panel{display:none}.tab-panel.on{display:block;animation:fade .4s ease}@keyframes fade{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}.calc{background:var(--paper);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow);border:1px solid var(--line)}.calc label{display:block;font-weight:700;color:var(--fg-strong);margin-bottom:8px}.calc input[type=range]{width:100%;accent-color:var(--red)}.calc select,.calc input[type=number],.calc input[type=text],.calc input[type=email],.calc 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